Bank of America
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Carlton Jarmon

Liberal Arts Major: Spanish
Other Major: Accounting
Hometown: Hershey, Pennsylvania
Are you a Chapel Executive Intern: Yes
Experience Time: Summer 2022

Give us a brief summary of your experience?

For the entirety of the summer, I had the pleasure of working as a credit analyst with the Global Corporate & Investment Banking team out of the Chicago Office for Bank of America. This specialized team of underwriters aimed to structure loan facilities for companies large enough to earn over $2 billion in yearly revenue for the US & Canada. The Credit and Wholesale Banking summer analyst program was designed to offer candidates the opportunity to work closely with the front-line banking sales team across various lines of Business and Specialized products to help clients succeed. The business puts an emphasis on innovation and digital technology to continue to deliver for clients both locally and internationally.

How did this experience impact you academically?

As a member of the Integrated Masters and Bachelor's in accounting program for Penn State, it felt so fulfilling to see all the late nights of studying for exams on precise accounting metrics finally pay off in an applicable setting. I was able to hop right into financial statements and have a firm grasp on at least a few of the financial calculations used to evaluate the risk level and profitability of companies.

"As a member of the Integrated Masters and Bachelor's in accounting program for Penn State, it felt so fulfilling to see all the late nights of studying for exams on precise accounting metrics finally pay off in an applicable setting."

How will this experience impact your career goals?

Aside from being offered the chance to return to work full-time upon graduation, one of the greatest parts of the experience was being able to work alongside and learn from the brightest minds in the banking industry. Every day I would learn something new, and the seniors around were never hesitant to answer even the most nuanced and convoluted of questions I could spew out at any given time. It was truly inspiring to be mentored by people who had gradually become masters of their craft. I aim to leverage their advice on life and careers to make better decisions for myself in the future. Additionally, I plan on staying connected with these mentors for other possible opportunities down the road.

How has the College of the Liberal Arts helped you to find and/or succeed in this experience (e.g., adviser, faculty, staff, enrichment funds, etc.)?

The Chapel Executive Internship Scholarship was quintessential to my being able to complete this internship. Without any family or friends in the city of Chicago, where the internship was held, the only short-term housing options available to me were charging exorbitant prices that summer. However, through the selfless generosity of the Chapel family, I had enough financial support to live in a safe location near the office and direct all my focus only towards succeeding at this rare to come by chance at a burgeoning career in banking.

For more information on internships for Liberal Arts students, visit our website.
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